AdamH Emma All I can add is that in my experience lenders can vary with regards their requirements both between lenders and even with individual lenders and their variety of mortgages for example. I have looked at my title plan, but no information is detailed there. Comment by posted on AdamH AdamH Our conveyancing solicitor is currently holding the deeds in their safe (they are based in Kent). posted on And if his interest is not registered then his involvement/consent would not be needed from a registration perspective, Comment by 14 November 2019. Those are issues you need to rely on your legal advisor to assist with as next steps, as presumably you are intending to do something re the extra land, so what impact that has as a result is something you should consider with their help. The 2nd title shows 'none' against lenders. 29 October 2020. If you dont have a chequebook then you would pay by postal order. If you have land but no deeds, then you should submit an application to register it at the Land Registry. AdamH Shaun Liam - If the house is in N Ireland then I regret we won't be able to help and you need to contact https://www.nidirect.gov.uk/articles/searching-the-land-registry . We applied for details of his deeds and covenant form land registry and have received those electronic files. Comment by Have a question about missing deeds and property not registered with land registry. 08 January 2019, Ian - as the blog explains we don't have the original title deeds. Before I worked here, I wondered if HM Land Registry was full of clerical staff pushing piles of paperwork around, likea scene fromTerry Gilliams Brazil. posted on June - are you willing to share the title number involved? If the deeds are marked as 'filed' in the register then HM . 24 March 2019, Dear Land Registry. We are in the process of selling our house. AdamH Comment by Comment by AdamH Is this correct and do we need to go ahead and get the property registered prior to putting on the market. posted on I own the freehold to my property but it stops at the verge on my grass Gursharan 19 November 2020, That would be brilliant thank you Adam, how silly of me!! I suspect the solicitor is referring generically to such matters so IF your property is not registered advising that you consider getting it registered. I wrote to Highways England - Land Enquiries over 7 weeks ago and due to their volume of work, I can't expect a reply within at least 12 weeks. Any advice you could give would be greatly appreciated as we waited months to find the right house and we really don't want to loose it but at the same time we have to weigh up the risks. AdamH 26 October 2018, Darren - as you've referred to, we do not hold any information on unregistered land, but please see the following blog which gives some possible alternative sources of information: https://hmlandregistry.blog.gov.uk/2018/02/05/search-owner-unregistered-land/. Brings me to my concern I have contacted Land registry the bank Nationwide and the solicitor who was Nationwide's recommendation who is no longer trading but merged with a larger company and all have said they don't have the deeds. Lindastansmore@gmail.com If the conveyancing solicitor for the farmer forgot in 2002 to send this document to the land registry how is it then "forgotten" in 2004 when he sold the land to the gentleman before me. posted on It is labourious for me to fill out the OC2 form - during which I am expected to declare the fee I'm paying - instead of having a simple web form where i can tick boxes. 1. can I access copies of them? 21 May 2020, Wendy - have you used our assisted guidance? AdamH Can i sell the house without the deeds myself? 26 October 2018. can someone tell me what happens and how to proceed, there is a small parcel of land that I know has never been built on and has been basically waste land for past 40 years ie not maintained by anyone,land registry don't have it on file and its not in their index the land next to is on the register but it isn't part of that land there are houses built opposite to this land. My interest in tracing the family history of the ferryman turns up that the lease is for this derelict cottage and the land that my cottage sits on, which was built after in 1844! We can't interpret the lease for you so very much something to rely on your conveyancer for and/or if in doubt discuss with your fellow freeholder also. That can be an issue if say you are selling or remortgaging but if not then waiting should not pose any legal/ownership issues but I appreciate it can be worrying or frustrating. 20 June 2019, Thank you ..I will follow the links as you suggested . What can we do to correct this 12 years later? Both images on the documents are exactly the same with nearby streets, paths and roads however due to the original being updated to reflect the new square yards the image appears stretched. posted on 07 October 2020, We're in the process of selling our property. The Leasehold Advisory Service may also be of assistance - https://www.lease-advice.org/ . Comment by I have someone named in the short particulars of the lease on my deeds and want to try and contact them to discuss freehold purchase. I want to know who own the fence on my right hand side to clarify who is responsible for repairs after the storms. We always thought our property was registered with the Land Registry - and have just paid 6 to reassure ourselves and see the extract entry online and print a copy off - but would like to know if what we are looking at is "electronically registered", and if so negates the need for us to do anything else in order for probate to be done when we die. posted on 01 October 2019. Can you help me understand what is going on please? Catawba County. https://www.gov.uk/registering-land-or-property-with-land-registry/update-or-correct-the-register, Comment by Now imagine that couple separate years later and it's discovered that your register is incorrect. We believe the title documents are held by a land agent and he will not cooperate in either providing copies, or sight of the originals, or either confirming or denying that we have title. Aileen - from a registration perspective only a secured loan is one registered against the land title, which we register, or protected through the Land Charges department if the property is unregistered. My solicitor has corresponded with the owner of the ground rent and he is demanding 10,000 to release my property from the ground rent covenants all together and to give retrospective consent. June The title dees were worth purchasing but not the plan. 12 November 2018. Jim Kendall posted on Your blog was the far mor helpful, Sorry I didn't mean it was a google plan. If it is at the time of consideration then it can be registered, Comment by Michael - I am replying as Adam is currently unavailable. Thanks so much. Its agood idea to keep the original deeds though, as they can hold extra information, about legal boundaries or who the previous owner was, for example. I do feel that it is an extremely complicated process to try to get hold of the title deeds for a property that I own. But until a legal deed is completed the actual legal ownership has not changed. Jordan - not something we can advise you on I'm afraid. Hi All documents is a misleading statement and I suspect they mean All documents needed to confirm your ownership for example, Comment by Both properties are registered at LR but the titles do not mention anything about right of way. 18 October 2019. So the title was first registered back in 1963 and the original deeds/documents would have been returned to the lodging solicitor at that time. That could have been arranged. This may be what your solicitor means by the freeholder owning the ground rent as they would be subject to and bound by the terms of the lease. Dan, Comment by posted on Comment by The post code covers a number of properties but nothing leaps out to refer to a transfer to you. Hi, The guide explains how original deeds/documents are required but how they are then returned to the applicant.The forms FR1 and DL include notes to assist with their completion but the forms are not the issue I suspect here. posted on Comment by 07 April 2020. Jordan - thats a Q for you legal advisor. Do I post the Numbers here on the public forum or send them to an e-mail to check the progress of my first registration of property that I recently purchased. Heather Forrester 18 November 2020. posted on Newton, NC 28658. Hi Adam - Sadly it is a mistake during the either the registration or conveyancing and as we have the evidence of ownership from 1935 and can physically take the conveyance either to the nearest office (North West London) for them to examine the evidence and amend the records as we guess it can't be done online (or can it?) Comment by I have recently purchased my Right To Buy Maisonette Flat. The bank kept the deeds, but have now lost them. posted on Margaret Once a property is registered the proof of ownership is held by us in the form of an electronic register and title plan, Comment by Hello, Where do we go from here? posted on I now want to register the two cottages that are mine but am not sure of my legal position with regard to the wash house. 08 January 2021, Lydia - if its an already registered title and you used a conveyancer then the wait time is currently around 4/5 weeks. posted on We appreciate the speed of your response and look forward to your recommendation. posted on posted on They are exact in every other way except for the stamps therefore the material, size, historic script are the same. Ergo it is ostensibly mine. 07 January 2019, June - if it genuinely formed part of the Abstract as supplied then we would not now amend it. Regarding the planning consent, this obviously falls under the responsibility of the local authority, but it is important to mention that planning approval and the registration of legal title are separate and distinct processes. AdamH The reason for checking is that I am almost certain that previously there used to be the amount of the charge recorded. Our online services explain what you can obtain online or by post. I may be able to offer some advice based on the register timelines and experience around such things. Comment by Worried Estate Executor I was hoping for some advice. So the register will refer to the mortgage date, usually whether that mortgage secures further advances and the details of the lender, but not the amount owed. Keith - this is a blog, not a forum, so you are very unlikely to get wider comment/advice if the type you are after. Andrew Buckley So whats the solution? posted on posted on Also looking on land registry his name is not on the deeds (he was told it's because he paid cash for his 60% , can they remortgage without his consent and if his name is not on deeds where does he stand? It was conveyed without any problem and they kept it as a buy-to-let for almost 10 years. thabnks for the reply i have been to land registry posted on I am having great trouble in understanding what form/s I require to apply for. Is this something I can do via form filling and fee paying or do I need a solicitor to do it?
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